AI DOCUMENT ANALYSIS
Every document. Every clause. Read in seconds.
Negroni Analysis ingests term sheets, legal agreements, and valuation reports — extracting critical data points, flagging non-standard clauses, and building a structured record with confidence scoring. What takes a credit analyst three hours takes Negroni three seconds.
Automatic entity extraction
Borrower, amounts, dates, covenants — pulled and structured.
Clause-level flagging
Non-standard or high-risk clauses highlighted immediately.
Confidence scoring
Every extracted field carries an AI confidence rating.
Audit trail preserved
Full source-document linkage for every data point.
Loan_Term_Sheet_Ample_Capital_Q1_2025.pdf
Analysing…
DOCUMENT
ENTITIES
KEY CLAUSES
This Loan Agreement is entered into between Ample Capital Pty Ltd (the “Borrower”) and Negroni Management Fund I (the “Lender”).
The total facility of $4,200,000 shall be drawn in a single tranche on the Settlement Date, bearing interest at BBSW + 4.85% per annum.
The Borrower covenants to maintain a Loan to Value Ratio not exceeding 74.5% at all times. The facility matures on 15 March 2026.
AI CONFIDENCE
COVENANT EXPORT / IMPORT
Covenant management without the spreadsheet.
Track, monitor, and report on every covenant across your entire portfolio from a single register. Import from existing templates or export in any format your investors or counterparties require. Breaches are surfaced before they become events.
Structured covenant register
Every covenant, every loan — one searchable source of truth.
Real-time breach monitoring
Warning and breach states calculated automatically.
One-click export
PDF, Excel, or CSV for investor or board reporting.
Bulk import from templates
Migrate existing registers in minutes.
PORTFOLIO STRESS TESTING
See around corners before the market does.
Run base, moderate, and severe stress scenarios across your entire portfolio in real time. Model the impact of rate rises, valuation declines, and default clustering on portfolio value, expected loss, and investor returns, before a single position moves.
Multi-scenario modelling
Base, moderate, and severe cases run simultaneously.
Position-level granularity
Drill into which loans drive stress outcomes.
VaR and expected loss output
Institutional-grade risk metrics, not rough estimates.
Exportable stress reports
Board and investor-ready output in one click.
PORTFOLIO ANALYSIS
A complete picture of your book, always current.
Slice your portfolio by LVR band, geography, vintage, risk rating, or loan type in real time. Negroni Analysis surfaces concentration risk, monitors drift from policy, and delivers the analytics your credit committee and investors expect — without the manual rebuild.
LVR and risk-band concentration
See exactly where your book is concentrated and whether it’s drifting from policy.
Geographic and sector exposure
State-by-state and sector breakdown updated live from your loan register.
Vintage and maturity analysis
Understand when capital is returning and where refinancing risk clusters.
Investor-ready portfolio reports
Branded PDF or Excel output generated from live data, not copy-pasted tables.
